Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

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Chapter 13 is the only consumer bankruptcy chapter that can discharge certain divorce-related property debts after a completed plan, but alimony, child support, and maintenance...

A Minnesota wage earner is two years into a five-year Chapter 13 plan. The payments are current, the household budget is tight but stable, and...

A filer in Minneapolis is often sitting at a kitchen table with a stack of statements, trying to answer one deceptively simple question: How many...

You're sitting at the kitchen table with a bankruptcy attorney's fee quote on one side and a debt settlement company's promise to reduce balances on...

The message arrives after filing: “Your account has been closed.” The card may have been current, paid down, and sitting in a wallet for emergencies....

The court filing fee alone is $338. A typical fully represented Chapter 7 in Minnesota usually lands between $1,500 and $3,000 once attorney fees and...

Buying A House After Bankruptcy 7 starts with one correction: a Chapter 7 discharge does not shut the door on homeownership for the full period...

Preparation typically takes 2 to 6 weeks, while a Chapter 7 discharge commonly arrives in about 3 to 6 months and a Chapter 13 case...

Yes, bankruptcy is a public record under federal law, and in 2025 the U.S. Courts reported 574,314 total bankruptcy filings. That does not mean your...

An inheritance is only at risk in Chapter 7 if the person who left it to you dies within 180 days after your bankruptcy filing...

Individuals often sit down with a stack of bills, a payoff statement on the car, and a retirement account they've spent years building, then ask...