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Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

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The call usually sounds the same. A person files Chapter 13 to stop the bleeding, keep the house or car, and finally get a structure...

Yes, money can usually be spent after the 341 meeting, but the rules are very different depending on the chapter. In Chapter 7, post-filing income...

Yes, you absolutely can file for bankruptcy after being sued. It's one of the most common reasons people seek protection under the bankruptcy code, and...

Generally, no. Most routine traffic tickets and parking fines aren't dischargeable in Chapter 7, and a Chapter 7 discharge usually enters only after the objection...

Yes, travel is generally possible after filing Chapter 7, and the case often lasts only about 3 to 6 months, which makes planning around it...

Social Security disability back pay is generally protected from being taken in Chapter 13 bankruptcy, and Chapter 13 usually lasts 3 to 5 years. The...

Debt consolidation can sometimes prevent wage garnishment, but it usually can't stop an active garnishment once a court order is already in place. For most...

A Minnesota or North Dakota filer often starts in the same place. You open your bank app, see a few hundred or a few thousand...

Yes, the trustee will almost certainly find out about a 401(k) loan, and that usually isn't a disaster. It's a normal part of bankruptcy because...

In most Chapter 7 cases, a pay raise or new job after filing isn't a problem, and wages earned after the filing date are usually...

A family member dies. Everyone expects grief, paperwork, and hard conversations. What many families don't expect is a foreclosure notice on the house before probate...

A person falls behind on a car payment, then another bill, then another. The lender's letters get sharper. The phone starts buzzing from unknown numbers....

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