Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

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Debt consolidation can sometimes prevent wage garnishment, but it usually can't stop an active garnishment once a court order is already in place. For most...

A Minnesota or North Dakota filer often starts in the same place. You open your bank app, see a few hundred or a few thousand...

Yes, the trustee will almost certainly find out about a 401(k) loan, and that usually isn't a disaster. It's a normal part of bankruptcy because...

In most Chapter 7 cases, a pay raise or new job after filing isn't a problem, and wages earned after the filing date are usually...

A family member dies. Everyone expects grief, paperwork, and hard conversations. What many families don't expect is a foreclosure notice on the house before probate...

A person falls behind on a car payment, then another bill, then another. The lender's letters get sharper. The phone starts buzzing from unknown numbers....

In Minnesota, the court filing fee is $338 for Chapter 7 and $313 for Chapter 13. Total bankruptcy cost can be as low as a...

A Chapter 13 dismissal often lands at the worst possible moment. A person may have been counting on the case to stop collection calls, protect...

A Minnesota or North Dakota business owner often reaches this question at a hard moment. Cash is tight. Vendors are calling. A landlord wants answers....

A Chapter 13 trustee usually does not monitor a debtor's credit report. The trustee's main job during a 3 to 5 year case is to...

The search often starts late at night. A paycheck has already been stretched too far, the mortgage is behind, the car lender is calling, and...

Yes, a car loan can be added to debt consolidation, but only by using a new loan to pay off that car loan along with...