Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

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You're sitting at the kitchen table after dinner, staring at a stack that keeps growing. There's a personal loan used to clean up old debt,...

A bankruptcy case can be denied, but many are asking the wrong question. The central issue is not whether a judge can say no, it...

A second bankruptcy often starts the same way the first one did, with bills piling up, creditors calling, and a sinking feeling that the last...

A reliable car often becomes urgent right after bankruptcy. Work doesn't move closer. School drop-off doesn't pause. Medical appointments in Minnesota winters and North Dakota...

Debt often reaches a point where the car feels tied to everything else. It gets a parent to work, gets children to school, gets groceries...

If a taxpayer files Chapter 13, a pre-existing IRS installment agreement is suspended, not continued, and pre-bankruptcy tax debt must be paid through the court-approved...

Legally, you cannot choose to exclude a credit card from a Chapter 13 bankruptcy. The law requires listing all debts and creditors so the court...

Student loan payments can corner a household fast. A borrower falls behind on credit cards, medical bills start piling up, groceries cost more, and the...

A borrower in Minnesota or North Dakota sits down to pay bills, opens the student loan account, and sees the same ugly pattern again. The...

A lot of borrowers find out their student loan payment is unaffordable only after the number is already on the screen. The income-driven repayment application...

Yes, you can absolutely move into an apartment while in an active Chapter 13 bankruptcy. Renters often can start apartment hunting about 3 months after...

A debtor files Chapter 7, attends the 341 meeting, and starts doing what almost everyone does next. They refresh the case docket, look for clues,...