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Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

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In Minnesota, there are two ways to qualify for Chapter 7. A one-person household is under the median at $77,696, and a four-person household is...

Bills keep coming. Minimum payments keep rising. A collector may be calling, a lawsuit may be hanging over the household, or the paycheck may already...

A family often reaches the bankruptcy filing stage already exhausted. The credit cards have climbed, the mortgage may be behind, collection calls haven't stopped, and...

The call usually sounds the same. A person files Chapter 13 to stop the bleeding, keep the house or car, and finally get a structure...

Yes, money can usually be spent after the 341 meeting, but the rules are very different depending on the chapter. In Chapter 7, post-filing income...

Yes, you absolutely can file for bankruptcy after being sued. It's one of the most common reasons people seek protection under the bankruptcy code, and...

Generally, no. Most routine traffic tickets and parking fines aren't dischargeable in Chapter 7, and a Chapter 7 discharge usually enters only after the objection...

Yes, travel is generally possible after filing Chapter 7, and the case often lasts only about 3 to 6 months, which makes planning around it...

Social Security disability back pay is generally protected from being taken in Chapter 13 bankruptcy, and Chapter 13 usually lasts 3 to 5 years. The...

Debt consolidation can sometimes prevent wage garnishment, but it usually can't stop an active garnishment once a court order is already in place. For most...

A Minnesota or North Dakota filer often starts in the same place. You open your bank app, see a few hundred or a few thousand...

Yes, the trustee will almost certainly find out about a 401(k) loan, and that usually isn't a disaster. It's a normal part of bankruptcy because...