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Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

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There is no official legal grace period for Chapter 13 trustee payments, and many trustee systems flag a payment as late within 24 to 48...

Bills are stacked on the counter. A lawsuit notice may have arrived. A business owner in Minnesota or North Dakota may still be trying to...

Yes, a Chapter 13 can be converted to a Chapter 7, and the court filing fee for the conversion is $25.00. But that option only...

The bills are stacked on the counter. A paycheck comes in, and most of it is gone before the week ends. Collection calls interrupt work,...

A dismissal notice can bring two feelings at once. Relief comes first. Then the questions start. Does this mean the debt is gone? Can the...

Less than 1% of Chapter 13 bankruptcies are officially denied, and formal denial accounts for about 0.4% of combined Chapter 7 and Chapter 13 cases....

A lot of Minnesota homeowners reach the same point the same way. Bills pile up on the kitchen counter. Mortgage statements stop feeling routine and...

The letter arrives. It mentions default, acceleration, sheriff's sale, or foreclosure by advertisement. The phone starts ringing more. Sleep gets worse. One spouse wants to...

A bankruptcy consultation often starts after months of strain. The mail keeps piling up, creditor calls interrupt dinner, and the idea of meeting with a...

In Minnesota, there are two ways to qualify for Chapter 7. A one-person household is under the median at $77,696, and a four-person household is...

Bills keep coming. Minimum payments keep rising. A collector may be calling, a lawsuit may be hanging over the household, or the paycheck may already...

A family often reaches the bankruptcy filing stage already exhausted. The credit cards have climbed, the mortgage may be behind, collection calls haven't stopped, and...