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Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

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Filing a Chapter 13 petition triggers an automatic stay that stops foreclosure immediately. That protection lasts only if the homeowner completes a court-approved repayment plan,...

Most Chapter 13 repayment plans run 36 months or 60 months, and the law doesn't allow a plan to last more than five years. The...

A truck payment can become the most difficult line in a Chapter 13 budget, especially when the vehicle is worth far less than the payoff...

In a routine no-asset Chapter 7, the discharge is usually entered about 60 days after the §341 meeting, or around four months after filing, and...

Most Chapter 13 lawyers charge roughly $3,500 to $5,200 for a straightforward consumer case, with the national median base fee near $3,750. Most of that...

Only 45% of closed consumer Chapter 13 cases received a discharge after plan completion in 2025, while the median time from filing to closing was...

A household can reach the point where every paycheck disappears before the month ends. Credit card balances grow, medical bills arrive, and collection calls make...

Typical auto loan APRs after a Chapter 7 discharge range from 10% to 25% in the first year, with used-car rates often landing between 15%...

The trustee's payment is due, but the money isn't there. A slow week, an unexpected medical expense, or a permanent drop in income has turned...

A Chapter 7 filing can leave a person staring at a job application with a knot in the stomach. The fear is usually blunt, will...

A client sits across the desk with two questions competing for attention: “Will bankruptcy erase the car loan?” and “Will the bank take the car?”...

Chapter 13 is the only consumer bankruptcy chapter that can discharge certain divorce-related property debts after a completed plan, but alimony, child support, and maintenance...