Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

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A Chapter 13 tax refund usually isn't automatically available to spend: the confirmed plan governs, the trustee administers its requirements, and some plans allow a...

A Chapter 7 discharge doesn't mean a buyer must wait until the bankruptcy disappears from a credit report to pursue a mortgage. And a large...

The popular advice to file Chapter 13 to save the house leaves out the hardest part: keeping the house requires an affordable budget after filing....

“Wait until bankruptcy is over before thinking about a house” is common advice, but it can lead Minnesota buyers in the wrong direction. Some active...

A kitchen table covered with unopened envelopes, a phone lighting up with collection calls, and a consultation booked for tomorrow. That's where many Minnesota and...

Filing a Minnesota bankruptcy petition triggers an automatic stay under 11 U.S.C. § 362 that immediately halts most judgment enforcement such as garnishments, levies, and...

A Minnesota renter can do everything right on the bankruptcy forms and still feel one step away from losing the apartment. The lease is still...

A month after filing Chapter 7, a commuter's aging car stops working. The vehicle is needed for work, medical appointments, and ordinary family responsibilities, but...

An EIDL is generally treated as an ordinary dischargeable business debt, but the SBA's lien on business collateral, any personal guaranty, and fraud or misuse...

If a Minnesota household is staring at a wage garnishment notice, a foreclosure summons, or a pile of bills that won't stop growing, the first...

A Chapter 7 filing can raise a credit score right away because discharged delinquent balances may no longer inflate utilization, even though the bankruptcy itself...

A Minneapolis wage earner can be current on rent yet still fall behind on a mortgage, car loan, medical bills, and credit cards after one...