Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

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A Minnesota renter can do everything right on the bankruptcy forms and still feel one step away from losing the apartment. The lease is still...

A month after filing Chapter 7, a commuter's aging car stops working. The vehicle is needed for work, medical appointments, and ordinary family responsibilities, but...

An EIDL is generally treated as an ordinary dischargeable business debt, but the SBA's lien on business collateral, any personal guaranty, and fraud or misuse...

If a Minnesota household is staring at a wage garnishment notice, a foreclosure summons, or a pile of bills that won't stop growing, the first...

A Chapter 7 filing can raise a credit score right away because discharged delinquent balances may no longer inflate utilization, even though the bankruptcy itself...

A Minneapolis wage earner can be current on rent yet still fall behind on a mortgage, car loan, medical bills, and credit cards after one...

Filing a Chapter 13 petition triggers an automatic stay that stops foreclosure immediately. That protection lasts only if the homeowner completes a court-approved repayment plan,...

Most Chapter 13 repayment plans run 36 months or 60 months, and the law doesn't allow a plan to last more than five years. The...

A truck payment can become the most difficult line in a Chapter 13 budget, especially when the vehicle is worth far less than the payoff...

In a routine no-asset Chapter 7, the discharge is usually entered about 60 days after the §341 meeting, or around four months after filing, and...

Most Chapter 13 lawyers charge roughly $3,500 to $5,200 for a straightforward consumer case, with the national median base fee near $3,750. Most of that...

Only 45% of closed consumer Chapter 13 cases received a discharge after plan completion in 2025, while the median time from filing to closing was...