Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

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A household can reach the point where every paycheck disappears before the month ends. Credit card balances grow, medical bills arrive, and collection calls make...

Typical auto loan APRs after a Chapter 7 discharge range from 10% to 25% in the first year, with used-car rates often landing between 15%...

The trustee's payment is due, but the money isn't there. A slow week, an unexpected medical expense, or a permanent drop in income has turned...

A Chapter 7 filing can leave a person staring at a job application with a knot in the stomach. The fear is usually blunt, will...

A client sits across the desk with two questions competing for attention: “Will bankruptcy erase the car loan?” and “Will the bank take the car?”...

Chapter 13 is the only consumer bankruptcy chapter that can discharge certain divorce-related property debts after a completed plan, but alimony, child support, and maintenance...

A Minnesota wage earner is two years into a five-year Chapter 13 plan. The payments are current, the household budget is tight but stable, and...

A filer in Minneapolis is often sitting at a kitchen table with a stack of statements, trying to answer one deceptively simple question: How many...

You're sitting at the kitchen table with a bankruptcy attorney's fee quote on one side and a debt settlement company's promise to reduce balances on...

The message arrives after filing: “Your account has been closed.” The card may have been current, paid down, and sitting in a wallet for emergencies....

The court filing fee alone is $338. A typical fully represented Chapter 7 in Minnesota usually lands between $1,500 and $3,000 once attorney fees and...