Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

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The court filing fee alone is $338. A typical fully represented Chapter 7 in Minnesota usually lands between $1,500 and $3,000 once attorney fees and...

Legally, you cannot choose to exclude a credit card from a Chapter 13 bankruptcy. The law requires listing all debts and creditors so the court...

Yes, you can absolutely move into an apartment while in an active Chapter 13 bankruptcy. Renters often can start apartment hunting about 3 months after...

The stack of mail keeps growing. One envelope holds a medical bill, another a credit card demand, another a shutoff warning. Then there's the student...

Bills are stacked on the counter. A lawsuit notice may have arrived. A business owner in Minnesota or North Dakota may still be trying to...

A lot of Minnesota homeowners reach the same point the same way. Bills pile up on the kitchen counter. Mortgage statements stop feeling routine and...

The letter arrives. It mentions default, acceleration, sheriff's sale, or foreclosure by advertisement. The phone starts ringing more. Sleep gets worse. One spouse wants to...

Yes, money can usually be spent after the 341 meeting, but the rules are very different depending on the chapter. In Chapter 7, post-filing income...

Debt consolidation can sometimes prevent wage garnishment, but it usually can't stop an active garnishment once a court order is already in place. For most...

A Chapter 13 trustee usually does not monitor a debtor's credit report. The trustee's main job during a 3 to 5 year case is to...