Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

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Yes, bankruptcy is a public record under federal law, and in 2025 the U.S. Courts reported 574,314 total bankruptcy filings. That does not mean your...

You're sitting at the kitchen table after dinner, staring at a stack that keeps growing. There's a personal loan used to clean up old debt,...

A second bankruptcy often starts the same way the first one did, with bills piling up, creditors calling, and a sinking feeling that the last...

A lot of disabled veterans are carrying two burdens at once. One is the day-to-day reality of a service-connected condition. The other is student debt...

Yes, a person can legally rent an apartment while in Chapter 13, but they should get approval from the bankruptcy court or trustee before signing...

Yes, a Chapter 13 can be converted to a Chapter 7, and the court filing fee for the conversion is $25.00. But that option only...

The bills are stacked on the counter. A paycheck comes in, and most of it is gone before the week ends. Collection calls interrupt work,...

The call usually sounds the same. A person files Chapter 13 to stop the bleeding, keep the house or car, and finally get a structure...

Yes, you absolutely can file for bankruptcy after being sued. It's one of the most common reasons people seek protection under the bankruptcy code, and...

Social Security disability back pay is generally protected from being taken in Chapter 13 bankruptcy, and Chapter 13 usually lasts 3 to 5 years. The...

A Minnesota or North Dakota filer often starts in the same place. You open your bank app, see a few hundred or a few thousand...

A person falls behind on a car payment, then another bill, then another. The lender's letters get sharper. The phone starts buzzing from unknown numbers....