Minnesota’s MOST Kind
and Helpful Chapter 7 & 13
Bankruptcy Law Firm

Protecting Minnesotans from
their creditors since 1972

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Frequently Asked Quesions

We don’t judge you, we HELP you get your life back!™

Why Minnesotans Choose Life Back Law Firm

Offices Throughout Minnesota

Minneapolis
St. Paul
Eagan
Maple Grove
St. Cloud
Brainerd
Duluth
If you prefer, no office is needed; the entire bankruptcy process can be done virtually.

MEET YOUR

Humble Attorneys

Wesley Scott

I understand the financial pressures my clients face because I experienced these same pressures growing up. I will make sure your case gets filed within days, not weeks, allowing you to immediately get on the road to a debt-free life again!

Amanda Rosback

For me, one of the greatest joys of being a bankruptcy attorney is seeing the look on my client’s face after the initial consultation, when they typically realize their burden can be lifted.

Jesse Horoshak

I like helping people. Through my bankruptcy practice, I have helped hundreds of clients—individuals, families, and business owners—take back financial control of their lives and get the fresh start that they need.

Brenna Macpherson Evans

One of my favorite aspects of Bankruptcy Law is building supportive relationships with my clients.

Col Ovik

Solving problems and helping people, that is what lawyers do, and I am so grateful that clients allow me the opportunity to help them.

James Jensen-Kowski

I love helping people. This is one of the main reasons that I became an attorney, and it’s the reason that I decided to practice bankruptcy law.

Welcome to LifeBack Law Firm

$0 Up Front Bankruptcy

We have helped thousands of Minnesotans
get their lives back, now it is your turn….

We help you get your life back in two steps:

Step 1

File Chapter 7 or Chapter 13 Bankruptcy and shed
unwanted debt.

Step 2

We send you through our popular Free 90-Day Post Bankruptcy Program.

LEARN MORE ABOUT

Chapter 7 Bankruptcy​

Chapter 7 bankruptcy is often referred to as a “fresh start” bankruptcy. The reason is most (but not all) unsecured debts are discharged (i.e. eliminated) such as credit card debt, utility bills, medical bills, and loans. The United States Bankruptcy Code sets the qualifications for who can file a Chapter 7 bankruptcy. They are:
  • No prior bankruptcy in the past 6-8 years (depending on the type of bankruptcy previously filed)
    • Pass the means test
    Learn more about Chapter 7 Bankruptcy including the advantages and disadvantages.

    OUR UNIQUE CHAPTER 7 PROCESS & FEES

    Step 1

    Step 2

    Step 3

    Step 4

    LEARN MORE ABOUT

    Chapter 13 Bankruptcy

    Chapter 13 bankruptcy is sometimes referred to as a “repayment” plan because debtors pay some or all of their unsecured debts (interest free) over a 3-5 year plan. Your payment is based on what you can afford to pay (income minus expenses).

    There are a few specific eligibility requirements for filing in Minnesota. Generally, a debtor must have the ability to make a payment on a bankruptcy plan and your debt may not exceed:

    • $1,149,425 in secured debt
    • or $383,175 in unsecured debt

    Learn more about Chapter 13 Bankruptcy including the advantages and disadvantages.

    OUR UNIQUE CHAPTER 13 PROCESS & FEES

    Step 1

    Step 2

    Step 3

    Step 4

    SECOND STEP: GETTING YOUR LIFE BACK

    LifeBack Law Firm’s Unique FREE 90-Day Program

    5 SIMPLE STEPS...

    • FREE Personal LifeBack Law Specialist
    • FREE list of Minnesota professionals to help you with auto and home financing.
    • FREE Judgment Removal *
    • FREE 90-day Post Bankruptcy Program

    “Always pleasant, very friendly, and awesome communication. You made this
    easier and we appreciate everything you have done for us. Again, thank YOU!”

    – Sam & Julie

    MEET

    Our Happy Clients

     
     
     
     

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