Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

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Scared to answer the phone or open your “overdue” stamped mail? Worried about going to work and your boss calling you into his office to...

It seems like such a simple question doesn’t it? What is a creditor? A creditor is someone who you either owe money to or claims...

Right before his son went off to the big city in Shakespeare’s Hamlet, Polonius told Laertes “Neither a borrower nor lender be/For loan oft loses...

Just before Laertes went off to Paris in Hamlet, his father (Polonius) gave him a slew of fatherly advice. One suggestion was “Neither a borrower...

Here we will discuss what a Summons is and what you can do to protect yourself now that you’ve received one. Receiving a Summons can...

Do any of the following situations sound familiar? Do you have creditors breathing down your neck, constantly applying pressure on you for payment? Are you...

*This article includes some Minnesota specific regulations and guidelines in addition to the federal Fair Debt Collection Practices Act.

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If being in debt isn’t stressful enough, creditors sure know how to make it worse. When you fall behind in payments, creditors will begin to...

Have you ever wondered why there is such a stigma associated with bankruptcy? After all, companies file bankruptcy all the time and reorganize themselves to...

Debt collectors can take several actions if you ignore their letters, including filing a lawsuit, reporting to credit bureaus, and using debt collection tactics. To...

Debt is one of those situations that cause people to place blame, become depressed and experience intense emotions, such as relentless anger and the feeling...