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Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

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Over a third of Minnesotans have more than $1,000 which they keep for financial emergencies. Credit card payments and medical bills usually do not qualify...

Most banks have very little patience when it comes to missed mortgage payments. In fact, many lenders begin pre-foreclosure proceedings after just two missed payments....

For many people, the thought of buying a house after bankruptcy is one of the reasons why they want to avoid filing for relief from...

Most people see bankruptcy as a last resort. Typically, that strategy is a sound one. It’s usually best to try to work things out with...

When you file a bankruptcy, you must include all debts; however, not all debts are treated equally in a Chapter 13 case. For example, student...

This question presses upon the thousands of people who either serve at one of the National Guard bases in Minnesota or work for a firm...

Struggling with credit card debt is stressful and confusing, but it doesn’t have to be. There are options for consolidating and eliminating your debt, including...

Each year, the federal government collects over $3 trillion in individual income taxes. Some people may think that’s because taxes are so high. That probably...

In many cases, a mortgage lender begins home foreclosure proceedings after just two missed payments. Sometimes the Minnesota lender is a little more patient, but...

The first thing that happens when you file bankruptcy is you feel an immediate sense of relief. Why? Because as soon as you file a...

In my last two blogs, I’ve written about some unexpected consequences that some of our clients experience as a result of filing a bankruptcy case.  These...

Absolutely not. Financial problems are so common that they touch almost everyone. Many people live paycheck-to-paycheck. So even a slight income disruption or a small...

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