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Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

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A borrower in Minnesota or North Dakota sits down to pay bills, opens the student loan account, and sees the same ugly pattern again. The...

A lot of borrowers find out their student loan payment is unaffordable only after the number is already on the screen. The income-driven repayment application...

Yes, you can absolutely move into an apartment while in an active Chapter 13 bankruptcy. Renters often can start apartment hunting about 3 months after...

A debtor files Chapter 7, attends the 341 meeting, and starts doing what almost everyone does next. They refresh the case docket, look for clues,...

The stack of mail keeps growing. One envelope holds a medical bill, another a credit card demand, another a shutoff warning. Then there's the student...

A lot of disabled veterans are carrying two burdens at once. One is the day-to-day reality of a service-connected condition. The other is student debt...

Yes, a person can legally rent an apartment while in Chapter 13, but they should get approval from the bankruptcy court or trustee before signing...

A prepaid debit card is a plastic payment card that you can use to make purchases much like a credit card. You often see these...

Three different student loan servicers. Three due dates. A payment that changed without warning. A collection notice on an old loan that was easy to...

In most Chapter 7 cases, employers aren't automatically notified, and federal law says a private employer can't fire, demote, or discriminate against a current employee...

There is no official legal grace period for Chapter 13 trustee payments, and many trustee systems flag a payment as late within 24 to 48...

Bills are stacked on the counter. A lawsuit notice may have arrived. A business owner in Minnesota or North Dakota may still be trying to...